• This is an algebra class with financial applications course. 

    Topics Covered: 

    You will be introduced to basic business organization terminology to read, interpret and chart stock ownership and transaction data. Statistical analysis plays a very important role in the modeling of a business. Using linear, quadratic, and regression equations to assist you in getting a complete picture of supply, demand, expense, revenue, and profit as they relate to the sale of a product. Banks offer a complete array of paper and electronic services that make access to money easy. In chapter 3, you will learn the function and computation of interest in short-term, long-term, single deposit and periodic deposit accounts. The understanding and use of credit is extremely important to the consumer since actions taking in the present can have long standing ramifications in the future. Becoming familiar with credit terminology and regulations is critical in making wise credit decisions. Credit comes at a price and in chapter 5 you will learn how to use and manipulate the credit formulas to make wise credit choices that fit your needs, current financial situation, and future goals.  

    Whether it is a used or new car, ownership requires an understanding of the mathematics that models purchasing, insuring, depreciating, and driving that car. Employment is an integral part of our daily lives. Knowing how salaries are computed, benefits bestowed, and wage taxes calculated allow the employee the opportunity to make smart employment choices both before accepting a job and during the period of employment in that job. The Federal income tax laws and forms need not be a maze of complexities.  In chapter 7, you will see how mathematics can be used to model and understand our progressive tax system. Through the creation of functions and the analysis of graphic representations of those functions, you will gain insight into your income reporting and tax paying obligations.  

    A “place of my own to call home” comes in many forms and with varying degrees of financial responsibilities. In chapter 9, you will work your way through the mathematics that models moving, renting, and purchasing a place to live. For most high school students, the notion of retirement is so far in the distant future that many rarely consider the fact that actions you take now can affect how you will live once you stop working. The focus of this chapter is on the fiscal plans that workers can make years ahead of their retirement date.  This involves a detailed study of retirement savings plans, both personal and federal, employee pension programs, and life insurance.