• Course:  Financial Algebra                          

    Instructor:  Raquel Rodriguez

    Biography:

    • Certified to teach Mathematics and Spanish in Arizona.
    • Master of Arts in Education. Ashford University. Campus San Diego, California, USA.
    • Bachelor of Science Degree in Business Information Systems. ITESO. Guadalajara, Jalisco, Mexico.
    • Graduated from High School 1991. Batesville High School. Batesville, Indiana USA.

     Contact Information:  e-mail:  rrodriguez@amphi.com

    Office Hours: 7:30am - 8:15am or 3:35pm - 4:00pm. Please send me an emial to schedule a Zoom meeting.                                     

    Course Description:  This is an algebra class with financial applications course.

    Topics Covered:

    You will be introduced to basic business organization terminology to read, interpret and chart stock ownership and transaction data. Statistical analysis plays a very important role in the modeling of a business. Using linear, quadratic, and regression equations to assist you in getting a complete picture of supply, demand, expense, revenue, and profit as they relate to the sale of a product. Banks offer a complete array of paper and electronic services that make access to money easy. In chapter 3, you will learn the function and computation of interest in short-term, long-term, single deposit and periodic deposit accounts. The understanding and use of credit is extremely important to the consumer since actions taking in the present can have long standing ramifications in the future. Becoming familiar with credit terminology and regulations is critical in making wise credit decisions. Credit comes at a price and in chapter 5 you will learn how to use and manipulate the credit formulas to make wise credit choices that fit your needs, current financial situation, and future goals.

    Whether it is a used or new car, ownership requires an understanding of the mathematics that models purchasing, insuring, depreciating, and driving that car. Employment is an integral part of our daily lives. Knowing how salaries are computed, benefits bestowed, and wage taxes calculated allow the employee the opportunity to make smart employment choices both before accepting a job and during the period of employment in that job. The Federal income tax laws and forms need not be a maze of complexities.  In chapter 7, you will see how mathematics can be used to model and understand our progressive tax system. Through the creation of functions and the analysis of graphic representations of those functions, you will gain insight into your income reporting and tax paying obligations.

    A “place of my own to call home” comes in many forms and with varying degrees of financial responsibilities. In chapter 9, you will work your way through the mathematics that models moving, renting, and purchasing a place to live. For most high school students, the notion of retirement is so far in the distant future that many rarely consider the fact that actions you take now can affect how you will live once you stop working. The focus of this chapter is on the fiscal plans that workers can make years ahead of their retirement date.  This involves a detailed study of retirement savings plans, both personal and federal, employee pension programs, and life insurance.

    Overview

    Students are expected to read, follow directions, participate, and share their discoveries.  Appropriate behavior and Zoom culture is a must:  1) Be kind, 2)Be Respectful, and 3) Support each other.  We will cover some specific types of problems during class where the homework is practice with that same type of problem just with different numbers, much of financial algebra is critical thinking.  This means most problems are significantly different from each other and students will continually be asked to explain their reasoning.  Perseverance is an important quality for success in financial algebra.

    Books and Materials:  Students should check out a copy of the textbook from the bookstore for use at home

    They will also need a pencil, a notebook, calculator, and Desmos App in your cell phones. Note-taking and critical thinking skills are important and will be stressed daily.  Class notes for each section will be posted in Google Classroom under “materials’ folder the day after that material is covered in class for students who are absent.

    How to be Successful in Financial Algebra

    • Attend Zoom/Google class every day!!
    • Manage your time so you will be able to work on math daily.
    • Daily assignments will be posted in Google Classroom, do not get behind.
    • Take notes and ask questions during Zoom class.
    • Keep your work organized so each step can be followed, and errors can be more easily identified and corrected.
    • Review all examples and notes daily.
    • STUDY FOR TESTS!!
    • Get help when you need it. I will be available every other day to help you during your period, or you can send me an email to schedule a Zoom meeting during office hours 7:30am-8:15am or 3:35pm -4:00pm

    Calculators:  Calculators are a necessity for studying mathematics at the high school level.  For financial algebra, a standard scientific calculator is sufficient.  If it is affordable, a graphing calculator would be a good investment.  I suggest a TI 83, a TI 83plus, or a TI 84.  Our classroom is a calculator friendly environment.  This means the use of a calculator is always acceptable but judicious calculator use is stressed. 

    Cell Phone Policy:  Cell phones and accessories (ear phones, etc.) must be put away.  Cell phone use is not permitted in the Zoom class, only in case of a class activity or when using Desmos.  Having a cell phone out for any reason during testing is considered cheating and will result in a zero on the test or quiz. 

    Homework Philosophy:  Homework is assigned to increase a student’s individual practice and perfection of mathematical skills as well as to enhance a student’s critical thinking and problem-solving abilities. While students are allowed and encouraged to work through mathematical concepts with others, students are not allowed to copy another student’s homework or have another person complete their assignment for them. These actions are considered cheating and will be handled as such. Homework is practice, and it is important that you do it every night. 

    Grading:  10% of the grade is from Bell Work and Homework, 10% of the grade is Class Work, and Participation, 15% of the grade is from Quizzes, 50% of the grade is Chapter Tests, and 15% of the grade is the Semester/Final Exam. Note: All Amphitheater School District’s principles and protocols for grading and assessment for the 2020-2021 school year apply, this was sent by email from the district.

    Bell Work:  Students are expected to work on the assigned problem(s) at the beginning of Zoom class while attendance and other administrative tasks are being completed.  All Bell Work is due daily.

    Homework:  10 points per assignment. All assignments and notes will be posted in Google Classroom

    Quizzes:  Worth 15% of your grade, each usually cover 2 to 3 sections of the chapter. 

    Chapter Test:  Worth 50% of your grade it covers the entire chapter. 

    ALEKS: ALEKS is an acronym for Assessment and LEarning in Knowledge Spaces.It is a web based mathematics application that can help students learn math and uncover strengths and weaknesses in each student’s mathematical knowledge base. ALEKS uses artificial intelligence to target gaps in individual student knowledge. Students will have Aleks assignments daily.

    Behavioral Expectations: 

    Students are expected to:

    1. Be on time, and ready to work. This means bring pencil, notebook and calculator.
    2. Participate in the activities of the class. This could be a specific group activity or taking notes.
    3. Show common courtesy to all members of the class. Our Zoom culture will be: 1)Be Kind, 2)Be Respectful, and 3)Support each other.
    4. Personal electronic devices, cell phones included, must be put away during zoom class.
    5. Apply good problem-solving strategies

              - carefully read the problem to determine what information is important.

              - use pictures, diagrams, and tables to model the problem

              - set up and evaluate expressions or solve equations

              - answer the question being asked

              - check the reasonableness of a solution

    Zoom Etiquette

    • Let all family and loved ones know that you are on Zoom class ahead of time to eliminate noise and potential exposure of private conversations amongst your family.
    • Pick a quiet space to conduct our zoom classes (preferably at a table of some sort).
    • Have your computer or phone set in a steady place so as not to move constantly.
    • Mute your microphone to eliminate background noise (unless asking a question).
    • Eating during Zoom class is very distracting for others so please schedule yourself accordingly.
    • As always, appropriate attire and language.

     

    Syllabus Chapter by Chapter